Amends TCA Title 9, Chapter 8; Title 16; Title 18; Title 20; Title 21; Title 27; Title 28; Title 29; Title 45; Title 47; Title 63 and Title 68.

Beginning July 1, 2024, this bill prohibits a healthcare provider from reporting a patient's medical debt to a consumer reporting agency. However, this bill does not prohibit a healthcare provider from reporting a patient's medical debt to a debt collections agency.<br /> <br /> Beginning July 1, 2024, this bill additionally prohibits a consumer reporting agency from including on a consumer report a record of medical debt. If a consumer reporting agency includes information in a consumer report in violation of this bill, then the person to whom the consumer report applies may dispute the completeness or accuracy of such information, as provided under the federal Fair Credit Reporting Act.<br /> <br /> This bill provides that a violation of this bill is a violation of the Tennessee Consumer Protection Act of 1977. The attorney general has all of the investigative and enforcement authority that the attorney general has under that Act relating to alleged violations of this bill. The attorney general may institute any proceedings involving alleged violations of this part in Davidson County circuit or chancery court or any other venue otherwise permitted by law. However, costs of any kind or nature cannot be taxed against the attorney general or the state in actions commenced under this bill.<br />