HB0223In Committee

Amends TCA Title 9, Chapter 8; Title 16; Title 18; Title 20; Title 21; Title 27; Title 28; Title 29; Title 45 and Title 47.

Tennessee HB0223 prohibits consumer reporting agencies from including medical debt records on consumer reports starting July 1, 2025. This bill affects consumers with medical debt and establishes that any violations will be treated as violations of the Tennessee Consumer Protection Act of 1977, allowing for various legal remedies and enforcement actions by the attorney general. Key provisions include the ability for consumers to dispute inaccuracies and the stipulation that no costs can be taxed against the attorney general in related actions.

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Overview

Tennessee HB0223 prohibits consumer reporting agencies from including medical debt records on consumer reports starting July 1, 2025. This bill affects consumers with medical debt and establishes that any violations will be treated as violations of the Tennessee Consumer Protection Act of 1977, allowing for various legal remedies and enforcement actions by the attorney general. Key provisions include the ability for consumers to dispute inaccuracies and the stipulation that no costs can be taxed against the attorney general in related actions.

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Sponsor

Clemmons, John Ray

Details
Session

114th General Assembly

Introduced

January 21, 2025

Last Action

March 12, 2025

Taken off notice for cal in s/c Banking and Consumer Affairs Subcommittee of Commerce Committee

Subjects
Consumer ProtectionCredit, ConsumerCivil Procedure

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