Amends TCA Title 34; Title 45 and Title 47.

Tennessee HB0776 amends the Tennessee Code Annotated by increasing the time frame from 10 to 15 business days for the commissioner to return a certificate of authority or accompanying documents to the incorporators if the application for a banking business does not comply with the required standards. This change affects businesses seeking to conduct banking operations in Tennessee by providing them with additional time for compliance. Key provisions include the extended review period for applications that are found to be defective.