HB2382Enacted

Amends TCA Title 39, Chapter 15, Part 5; Title 45, Chapter 2, Part 12; Title 45, Chapter 20; Title 47, Chapter 30 and Title 67, Chapter 4, Part 4.

Tennessee HB2382 amends various sections of the Tennessee Code Annotated to authorize the use of a counselor approved by the Department of Financial Institutions to fulfill the requirement for independent counseling for buyers involved in reverse mortgage loans prior to closing. This bill affects individuals seeking reverse mortgages and the counseling process associated with these loans. Key provisions include the approval of counselors by the Department of Financial Institutions and modifications related to the counseling requirements for reverse mortgage transactions.

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Overview

Tennessee HB2382 amends various sections of the Tennessee Code Annotated to authorize the use of a counselor approved by the Department of Financial Institutions to fulfill the requirement for independent counseling for buyers involved in reverse mortgage loans prior to closing. This bill affects individuals seeking reverse mortgages and the counseling process associated with these loans. Key provisions include the approval of counselors by the Department of Financial Institutions and modifications related to the counseling requirements for reverse mortgage transactions.

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Sponsor

Vaughan, Kevin

Details
Session

114th General Assembly

Introduced

February 2, 2026

Last Action

May 26, 2026

Pub. Ch. 1027

Subjects
MortgagesTitles, ShortFinance and Administration, Dept. of

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