Amends TCA Title 9, Chapter 8; Title 16; Title 18; Title 20; Title 21; Title 27; Title 28; Title 29; Title 45 and Title 47.
Tennessee SB0230 prohibits consumer reporting agencies from including records of medical debt on consumer reports starting July 1, 2025. This bill affects consumers with medical debt and establishes that violations can be contested under the federal Fair Credit Reporting Act, while also being classified as violations of the Tennessee Consumer Protection Act of 1977, allowing for various legal remedies and enforcement actions by the attorney general. Key provisions include the establishment of penalties for non-compliance and the stipulation that costs cannot be taxed against the attorney general or the state in related actions.
Tennessee SB0230 prohibits consumer reporting agencies from including records of medical debt on consumer reports starting July 1, 2025. This bill affects consumers with medical debt and establishes that violations can be contested under the federal Fair Credit Reporting Act, while also being classified as violations of the Tennessee Consumer Protection Act of 1977, allowing for various legal remedies and enforcement actions by the attorney general. Key provisions include the establishment of penalties for non-compliance and the stipulation that costs cannot be taxed against the attorney general or the state in related actions.
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Campbell, Heidi
114th General Assembly
January 21, 2025
February 10, 2025
Passed on Second Consideration, refer to Senate Commerce and Labor Committee