Amends TCA Title 55, Chapter 12.

Tennessee SB0284 amends Title 55, Chapter 12 of the Tennessee Code Annotated to exempt blind or partially blind owners of motor vehicles from the requirement to obtain a commercial motor vehicle liability policy if the vehicle is not used for commercial purposes. This bill specifically affects individuals who are blind or partially blind and own a motor vehicle, allowing them to maintain a standard owner's policy of liability insurance instead. Key provisions include the definition of "commercial purposes" and the effective date for policies entered into or renewed on or after July 1, 2025.