Amends TCA Title 9, Chapter 8; Title 16; Title 18; Title 20; Title 21; Title 27; Title 28; Title 29; Title 45; Title 47; Title 63 and Title 68.
Tennessee SB0402 prohibits healthcare providers from reporting a patient's medical debt to consumer reporting agencies while allowing reporting to debt collections agencies. The bill affects healthcare providers and consumers by enabling patients to dispute inaccuracies in their credit reports under the federal Fair Credit Reporting Act. It establishes that violations constitute unfair or deceptive acts under the Tennessee Consumer Protection Act of 1977, subjecting violators to penalties and allowing the attorney general to enforce compliance without incurring costs.
Tennessee SB0402 prohibits healthcare providers from reporting a patient's medical debt to consumer reporting agencies while allowing reporting to debt collections agencies. The bill affects healthcare providers and consumers by enabling patients to dispute inaccuracies in their credit reports under the federal Fair Credit Reporting Act. It establishes that violations constitute unfair or deceptive acts under the Tennessee Consumer Protection Act of 1977, subjecting violators to penalties and allowing the attorney general to enforce compliance without incurring costs.
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Lamar, London
114th General Assembly
January 28, 2025
January 20, 2026
Assigned to General Subcommittee of Senate Commerce and Labor Committee