SB0463Second Reading

Freedom to Grow Our Tennessee Families Act

Amends TCA Title 56 and Title 71.

Tennessee SB0463, titled the "Freedom to Grow Our Tennessee Families Act," mandates that health insurers provide coverage for fertility diagnostic care, fertility treatment, and fertility preservation services for plans effective on or after January 1, 2026. This bill affects individuals seeking fertility services and requires insurers to cover at least three complete oocyte retrievals with unlimited embryo transfers, regardless of the use of donor gametes or embryos. Key provisions include prohibiting waiting periods, prior diagnosis exclusions, and limitations based on an enrollee's race, sex, or relationship status.

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Overview

Tennessee SB0463, titled the "Freedom to Grow Our Tennessee Families Act," mandates that health insurers provide coverage for fertility diagnostic care, fertility treatment, and fertility preservation services for plans effective on or after January 1, 2026. This bill affects individuals seeking fertility services and requires insurers to cover at least three complete oocyte retrievals with unlimited embryo transfers, regardless of the use of donor gametes or embryos. Key provisions include prohibiting waiting periods, prior diagnosis exclusions, and limitations based on an enrollee's race, sex, or relationship status.

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Sponsor

Briggs, Richard

Details
Session

114th General Assembly

Introduced

January 29, 2025

Last Action

February 12, 2025

Passed on Second Consideration, refer to Senate Commerce and Labor Committee

Subjects
Insurance, Health, AccidentTitles, ShortTennCareHuman Services, Dept. ofCommerce and Insurance, Dept. of

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