SB0784Enacted

Amends TCA Section 67-4-2109.

Tennessee SB0784 amends TCA Section 67-4-2109 to increase the annual tax credit for financial institutions providing qualified low-rate loans to eligible housing entities from 3% to 5% of the unpaid principal balance. This change affects financial institutions involved in housing finance and aims to enhance incentives for lending to eligible housing activities. Additionally, the bill revises the calculation method for the tax credit to be based on the month-end average unpaid principal balance for the financial institution's fiscal year.

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Overview

Tennessee SB0784 amends TCA Section 67-4-2109 to increase the annual tax credit for financial institutions providing qualified low-rate loans to eligible housing entities from 3% to 5% of the unpaid principal balance. This change affects financial institutions involved in housing finance and aims to enhance incentives for lending to eligible housing activities. Additionally, the bill revises the calculation method for the tax credit to be based on the month-end average unpaid principal balance for the financial institution's fiscal year.

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Sponsor

Walley, Page

Details
Session

114th General Assembly

Introduced

February 4, 2025

Last Action

May 27, 2025

Comp. became Pub. Ch. 496

Subjects
Taxes, Exemption and CreditsTennessee Housing Development AgencyTaxes, FranchiseTaxes, ExciseHousingBanks and Financial Institutions

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