SB2601Enacted

Amends TCA Title 56, Chapter 22.

Tennessee SB2601 amends TCA Title 56, Chapter 22 by increasing the retained risk limit for a single risk covered by a policy of insurance issued by a county mutual insurance company from $100,000 to $250,000. This change affects county mutual insurance companies and their policyholders by allowing for a higher amount of risk retention. The key provision of the bill is the adjustment of the financial threshold for retained risk, which may impact the underwriting practices and financial stability of these insurance entities.

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Overview

Tennessee SB2601 amends TCA Title 56, Chapter 22 by increasing the retained risk limit for a single risk covered by a policy of insurance issued by a county mutual insurance company from $100,000 to $250,000. This change affects county mutual insurance companies and their policyholders by allowing for a higher amount of risk retention. The key provision of the bill is the adjustment of the financial threshold for retained risk, which may impact the underwriting practices and financial stability of these insurance entities.

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Sponsor

Southerland, Steve

Details
Session

114th General Assembly

Introduced

February 2, 2026

Last Action

May 4, 2026

Pub. Ch. 739

Subjects
Insurance Companies, Agents, Brokers, PoliciesInsurance, LiabilityInsurance, Fire and Casualty

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